A shareholders’ meeting is a specially announced gathering of shareholders to discuss and decide on company affairs. 

International rating agency S&P Global Ratings evaluates Landsbankinn's creditworthiness.

Reports and financial statements for 2025

Risk Report - Additional Pillar III Disclosures Q1

Risk Report - Additional Pillar III Disclosures Q2

Risk Report - Additional Pillar III Disclosures Q3

Risk Report - Additional Pillar III Disclosures 2025 (xls)

Landsbankinn’s Annual Report for 2025 has now appeared. The Annual Report reviews key aspects of operation, service innovations for families, individuals and companies, the continuous development of digital solutions and more. 

Landsbankinn’s funding rests on three main pillars: Deposits from customers, market funding and equity. The Bank’s credit rating by S&P Global Ratings is A-/A-2 with stable outlook.

Detailed information about profit and loss, and the Bank’s balance sheet is published quarterly in an accessible manner.

Annual and interim financial statements, risk reports and other information about the Bank’s results.

The Bank’s Sustainable Finance Framework provides for its funding of green and social projects. 

Financial statements for 2025

Frontpage

Interest rates and fees

Credit cards

Electronic ID

Online banking for individuals

Welcome to Landsbankinn

Authentication methods

Online banking

Prepaid cards

Private banking

Debit card

Save in the app

Payment cards

Supplementary pension savings

Savings

The app

Credit rating

For 16-17 year olds

Funding

Funds

Sprotarnir

Framtíðargrunnur

Cards for our youngest customers

For ages 9-12

Organisation

Young customers 

Aukakrónur

For ages 13-15

Board of Directors

Ownership

Bank accounts

Service for 18 to 24-year-olds

Investment options

Sustainable financing

Investor relations

Confirmations

Strategy

Covered bonds

AT1 securities

The Forum

AGMs

Thanks for registering!

Thank you for your interest! 

Acquiring

Mortgages

Vehicle loans

Payouts

Security in banking

Credit limit

Credit assessment

Solutions for you

Payout

Inflation-indexed housing mortgage

Support to buy your first home

The path to a new home

Reports and financials

Key ratios

Refinancing

Death and inheritance estates

Overdraft

Securities trading

International payments

Cyber security

Response to fraud

Society

Terms and Conditions

Special offers

6. Credit assessment

5. The right type of loan

3. Sales memorandum

Community grants

Application for community grant

2. The right apartment

4. Purchase offer

1. How much can the apartment cost?

Payment service

Economic affairs

Finances

Sustainability at Landsbankinn

Sustainability Policy

Sustainable financial service

Sustainability information

Apply for recreation grant

Plúskort

Registration

The Bank

Mandatory pension savings

Bonds and bills

EMTN issuance

Summer boost

english test

Veltureikningur

Mailing lists

Náman account

Klassi account

Applying for access to online banking and the app, creating an account and getting a debit card is a matter of minutes.

It’s easy to download Landsbankinn’s app and create access. You’ll also get access to online banking.

We are happy to help review the available financing methods. You can request a phone consultation or make an appointment to come see us at any branch at a time that suits you.

We finance up to 80% of the purchase price for a term of up to 8 years and offer better terms for the purchase of electric cars.

The credit assessment gives you a clear picture of your payment capacity and the credit available to you. 

Savings are always good to have. Setting saving goals can be part of planning for the future, milestones, repairs or housing purchase.

Whether you need a card for yourself or a family member, we have the solution.

The bank is required to complete customer due diligence on its customers and that allows the Bank to monitor money laundering and terrorist financing. Customers are required by law to provide the Bank with information about the business they conduct through it.

We endeavour to simplify life for our customers and offer them outstanding banking service wherever and whenever they require.

We offer a wide selection of funding avenues depending on the type of operation or investment to be financed.

Choose the path that best suits your business - an inflation-indexed or non-indexed account, fixed term or unrestricted. Test all the options to find the best fit for your business.

To find the right card for your needs, take a look at benefit systems, travel insurance and annual fees.

We offer investment advice, securities and FX brokerage for pension funds, insurance firms, asset management firms, charities, institutions, family firms and high net worth individuals.

Landsbankinn is a market leader in Icelandic financial services. We offer a wide range of services for financial institutions, including but not limited to ISK cash accounts, cash clearing and sub-custody. 

Landsbankinn’s app is a secure and quick way to tend to banking business anytime and anywhere.

Get a clear and simple overview of your finances, easily access more details to go deeper and tend to almost all banking business.

It’s easy and convenient to tend to the company’s transactions in online banking for corporates.

Choose between different methods to log in and confirm payments in online banking and the app.

Taking care of your finances together is easy in the app.

What should I do if I think I’ve been had?

We are dedicated to transparency and good communication, and provide quality, timely information about the Bank to all stakeholders.

Our aim is to simplify life for our customers by offering accessible service and sound advice.

Interested in learning more about Landsbankinn as an employer? Find out more about our HR policy and job openings.

Subscribe to one or more of our mailing lists here to get regular notifications about new Landsbankinn publications.

Landsbankinn places great emphasis on ensuring the privacy of its customers and exercising responsible banking in the modern digital economy. 

The General Terms and Conditions of Landsbankinn apply to transactions between Landsbankinn hf. and a customer.

Service Centre is open weekdays 9-17.
General business hours are 9-16 weekdays.

+354 410 4000 - Call Centre open weekdays 9-16

Landsbankinn hf.
Reykjastræti 6, 101 Reykjavík
Reg. No. 471008-0280
Swift/BIC: NBIIISRE
Tel: +354 410 4000
landsbankinn@landsbankinn.is
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Financial statements for 2025

Financial statements for 2025

Annual Report 2025

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