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Monthly Newsletter November 2026

Last month, we published an economic forecast in which we anticipate moderate growth in historic terms. Unemployment has increased and the labour market shows signs of cooling.

Economic forecast to 2029: Slow growth but improving outlook

We forecast very modest growth this year and next. Rising inflation has pushed interest rates up and slowed economic activity.

How does the debt service ratio affect my mortgage application?

The debt service ratio is a recent concept in the application process for housing and real estate mortgage loans.

News and notifications

9 Nov. 2026

Landsbankinn and Brutto simplify business finances

Business owners can now manage their finances and daily operations in one place with Brutto, a new business-management platform for small and medium-sized enterprises.

6 Nov. 2026

Open presentation on the initial public offering of shares

Blue Lagoon Corp. and Landsbankinn hf. will host an open presentation on Tuesday, 10 November, at 10:00, on Blue Lagoon’s public offering of shares and its application to have all of its shares admitted to trading on the Nasdaq Iceland Main Market.

6 Nov. 2026

Public offering of shares in Blue Lagoon Corp.

In connection with the public offering of shares in Blue Lagoon Corp. (“the Company”) and the application for the admission of all of the Company's shares to trading on the Nasdaq Iceland Main Market, Blue Lagoon has published a prospectus dated 5 November 2026, consisting of a summary, a registration document and a securities note.

29 Oct. 2026

Financial results of Landsbankinn for the first nine months of 2026

Landsbankinn’s net after-tax profit during the first nine months of 2026 was ISK 33.1 billion, compared with ISK 29.5 billion for the same period of 2025. Net profit in the third quarter was ISK 11.1 billion. Return on equity (ROE) was 13.3% compared with 12.2% for the same period the previous year.

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