Borrowing fee for housing mortgages and other mortgages*

Borrowing fee (other loans) for Varðan and Náman members and payments debited from account

Declaration or statement regarding a loan or a security document - minimum

Handling of pledges of collateral for loans other than Landsbankinn's (HFF, pension funds) and declaration - minimum

Completed bond, collateral agreement or pledge	

Registration of title, incurred costs payable to district commissioner

Administration for registration of title documents

Administration for registration of title documents - express service

Statement of encumbrances and registration of title

Notification and payment fee, loan debited, payment coupon sent

Notification and payment fee, loan debited, payment coupon not sent

Notification and payment fee, loan not debited, payment coupon sent

Notification and payment fee, loan not debited, payment coupon not sent

Notification and payment fee, cost per payment in foreign currency

Notification and payment fee, cost per payment on real estate loan in foreign currency, automatic debit

Prepayment penalty for loans with floating interest to other undertakings than small undertakings, for each remaining year*

Prepayment penalty for loans with floating interest to other undertakings than small undertakings, for each remaining year

Prepayment penalty for mortgages with temporary fixed rates, for the fixed rate period, maximum

A prepayment of up to ISK 1,000,000 per year on mortgages with a temporary fixed rate period will not incur a prepayment penalty

Prepayment penalty for mortgages with temporary fixed rates, for the fixed rate period.

Prepayment penalty for mortgages with fixed rates, maximum

When determining prepayment penalties under this item, the Bank takes account of, inter alia, the rate differential between current market rates on comparable loans offered by the Bank and the current rate on the loan in question, discounted from final ma

For a limited time only, a 100% discount will be granted on prepayment charges/accelerated payment housing mortgages with fixed rates

Prepayment penalty for mortgages with fixed rates

Administration and guarantee of loan prepayment, each creditor

Statement of liabilities, balance owing and details of both ISK and FX loans	

Endorsement of conditional mortgage subordination/acceptance to be second mortgagee

Mortgage transfer and mortgage release pr. loan - simple

Mortgage transfer and mortgage release pr. loan - major

Mortgage transfer and mortgage release pr. loan

Handling of transfers of mortgages and pledges of collateral for HFF and other mortgages

Amendment of terms and conditions   - minimum

Handling fee for agreement exceeding ISK 50m; annual commission 	

Handling fee for agreement ISK 50m and lower; annual commission 	

Service fee; costs incurred for each distribution of proceeds 	

Completed loan or business agreement (produce and operating loans) - minimum

Notification and payment fee, cost per payment	

Fee for undrawn portion of binding credit line 	

Business agreements (produce and operating loans and lines of credit)

Loan extensions for a term shorter than 12 months at a time

Loan extensions for a term longer than 12 months at a time

Leasing fee is calculated per day from delivery of vehicle to 1st due date for payment and collected with 1st lease payment

Notification and payment fee in accordance with item 1.4

Declaration of temporary permit for export of an automobile

Change of ownership and traffic safety fee

Credit rating of Varðan/Náman members for Landsbankinn loans other than housing mortgages	

Credit rating regarding payment difficulty or other major rating, including ratings for HFF	

Credit rating for non-Landsbankinn loans (e.g. for pension funds etc.)	

Confirmation of credit worthiness/credit assessment for lot applications to municipalities - credit assessment not included	

Debit card withdrawal from ATM, with debit card issued by Landsbankinn

Withdrawal from ATM, with card issued by another bank

Withdrawal from ATM, with card issued by another bank - minimum

Withdrawal from ATM, with  card issued by another bank

Account statement, printed at branch and sent by mail

Account statement, printed and delivered at branch

Debit card transaction (contactless, chip&PIN, Internet and mag stripe transactions)

Current accounts, debit cards and other accounts

Vehicle tax, vehicle weight tax, insurance and negligence fee - minimum

Vehicle tax, vehicle weight tax, insurance, negligence fee and parking tickets

Premium on redeemed commitments towards third parties

Vehicle loans, vehicle facilities and lease-to-purchase

Interim collection and legal costs as per tariff of external collection agent

Defaults (applies to all defaults unless otherwise specified)

Annual fee for Corporate and Private Internet Banking

Corporate and Private Internet Banking transaction fee

Mailing of receipts for Corporate, Private Internet Banking and Internet Banking for Non-Business Organisations

Corporate Internet Banking netting service	

Payment service, each payment (Internet Banking Services for Non-business Organisations)

Authentication token - new, new token in case of loss, damage or expiry

Card reader - clients in loyalty programmes

Credit reference service CreditInfo - check of customer's own data

Receivable sent to parties involved in further collection

Services to parties involved in further collection

Annual fee for payment equalisation (annual fee includes one payment plan per year and payment service, direct payments and giro/payment slips if received by the Bank) 	

Additional fee (for major plans) - minimum

Additional fee (for major plans) - maximum

Change to payment plan (more than one per year)

Default of payment on Payment service account, in accordance with item 3

Creating a receivable (in Corporate Internet Banking, B2B or Service for non-business organisations)

Creating a receivable in IT division (with Excel file)	

Change/cancellation of a receivable (in Corporate Internet Banking or B2B)

Change/cancellation of a receivable in branch	

Initial fee for setting up electronic publication in the publication system

Printing of payment slip (collected at branch)

Customer creates own direct debit contract

Legal entity creates contract on behalf of payors

Legal entities who are not customers create contracts on behalf of payors

Registration of direct debit contracts in online banking

Collection service and Félagaþjónusta (service for non-business organisations)

Collection, each payment day (commission not dependent on result)

Amendment of terms and conditions - minimum

Delivery of data for collection purposes by Landsbankinn (acc. to contract)

Express deliveries. Fee according to service provider's tariff

Cost of sending message - per SWIFT message

Arrangement fee for reminders, amendments, protests and queries

Past due balances, additional fee per month**

Purchases of notes and deposits into foreign currency accounts in Iceland

Sale of foreign notes and coins and withdrawals from foreign currency accounts in Iceland

Withdrawals of foreign notes from foreign currency accounts in Iceland	

Received transfer request (SWIFT MT103) for a Landsbankinn account

Received euro transfer request from Europe (SEPA)

Received transfer request (SWIFT MT103), manual entry due to insufficient information

Received transfer request (SWIFT MT103), paid out by cashier

Received transfer request forwarded to another bank

Received transfer request cancelled prior to deposit to Landsbankinn account

Transfer request reversed after deposit to account

Received payment request (SWIFT MT101), deposited to Landsbankinn account

Received payment request (SWIFT MT101), forwarded to another bank - ISK denominated

Received payment request (SWIFT MT101), forwarded to another bank - foreign currency

Payment (SWIFT MT103) carried out in branch/service centre

Payment (SWIFT MT103) carried out via online banking

Euro-denominated payment within Europe (SEPA) carried out in branch/service centre

Euro-denominated payment within Europe (SEPA) carried out via online banking

Charge when recipient cost is paid by sender (not applicable to JPY)

Account statement through SWIFT MT940 - monthly charge (includes ISK - denominated accounts)

All foreign banking fees and other direct costs incurred are paid separately

Foreign currency transaction and international payments (current FX-rates at www.landsbankinn.is)

Fee per annum, based on pledged collateral and creditworthiness - minimum

Additional fee for more complex documents - minimum

Additional fee for more complex documents - maximum

Additional fee for more complex documents

Imports (Letters of Credit) and Letters of Guarantee

Fee per annum if deposits are 100% pledged as collateral

Advising commission (charged only when the L/C is unconfirmed by Landsbankinn) 	

Confirmation commission, for each 3-month period started 	

Payment commission/documentation commission - minimum

Payment commission/documentation commission off amount exceeding ISK 25,000,000 	

Payment commission/documentation commission 	

Transfers, deposits to accounts in ISK, payment of giro, payment slips and on credit cards (each transaction), through telephone

Deposit to an account with another bank or savings bank	

Time-consuming transfers to other banks incur time-based charges.

Deposit to an account with another bank or savings bank

Transfers to or from foreign currency accounts in Iceland, through telephone

Withdrawals in notes with cards issued by another bank

Withdrawals in notes with debit cards issued by another bank - minimum

Withdrawals in notes with debit cards issued by another bank

Telephone information service (+354) 515-4444 (transfers, account balance, last transactions, and credit card balance)

Balance and transactions read over phone by employee (accounts, credit cards etc.)

Notification by e-mail or text message (SMS)	

Counting of coins for customers of Landsbankinn

Counting of coins for others than customers of Landsbankinn

Assistance in branches / Customer Service Centre

Small short-term boxes in Mjódd branch, monthly fee

Larger short-term boxes in Mjódd branch, monthly fee

Safety deposit boxes for customers of Landsbankinn - annual fee

Náman A - Card, comprehensive travel insurance

General A card - comprehensive travel insurance

Gold Card / Gold A - Card / Gold Icelandair Saga Club Card

Platinum A - Card / Platinum Icelandair Saga Club Card

Annual fee for Gold Business Card / Gold Icelandair Saga Club Business Card

Annual fee for Platinum Icelandair Saga Club Business Card

Premium loyalty business card - annual fee

Annual fee for Personal Card, additional card with Corporate Card

Debited from account, Internet Banking statement

Paid with payment slip, Internet Banking statement

Default of payment in accordance with item 3

Domestic cash withdrawal, commission for credit cards

Reissue of card numbers attached to card-free accounts

Reissue of PIN code on paper, collected at branch or sent

Connection fee for Icelandair Saga Club Card

Text message alert for credit cards (per message)*

50% discount for clients in loyalty programmes

Corporate customers of Landsbankinn get a 50% discount on the card

Eignadreifing – Virði, Vöxtur, Langtíma og Sjálfbær - purchase fee

Eignadreifing – Virði, Vöxtur, Langtíma og Sjálfbær* - management fee

Landsbréf Selected Equities Fund - front load

Landsbréf Selected Equities Fund - management fee

Landsbréf Premium Equities Fund - front load

Landsbréf Premium Equities Fund - management fee

Landsbréf Global Equity Fund* - front load

Landsbréf Global Equity Fund - management fee

Domestic equities funds of Landsbréf hf.

Landsbréf Liquidity Fund - management fee

Landsbréf Liquidity Fund Plus* - front load

Landsbréf Liquidity Fund Plus - management fee

Landsbréf Government Bond Fund Short Duration - front load

Landsbréf Government Bond Fund Short Duration - management fee

Landsbréf Government Bond Fund - Medium Duration,  Plus, Indexed and Non-indexed - front load

Landsbréf Government Bond Fund - Medium Duration,  Plus, Indexed and Non-indexed - management fee

Landsbréf - Covered Bonds - management fee

Exchange-traded funds (ETFs) of Landsbréf hf.

Einkabréf  -  A, B, C, D - management fee

Other foreign securities funds - front load

Other foreign securities funds* - minimum - management fee

Other foreign securities funds* - maximum - management fee

Discount on front load - if subscription last at least 4 months

Purchase in the securities funds of Landsbréf hf. through online banking

UCITS funds and Alternative investment funds for retail investor

Domestic listed equities in online banking

Domestic listed equities in online banking - minimum fee

Domestic treasury bills, bank bills and bonds with a maturity of less than 1 year - minimum fee

Other standard domestic market bonds - minimum fee

International bonds and bills - minimum fee

Discount on transaction fee for transactions in individual listed securities

Discount on purchase fee on transactions in Landsbréf hf. funds

Asset management (active portfolio management)

Management fee of pension fund Íslenski lífeyrissjóðurinn*

Management fee for Lífeyrisbók pension savings accounts

Management fee for Lífeyrissparnaður erlend verðbréf

Transfer fee - transfer to other custodian

Transfer fee - transfer to other pension savings scheme

Interest rates and fees

Interest rate chart

In­t­erest rates and fees

Interest rate chart

Interest rates and fees