Giving others access means that you authorise that person to view or carry out actions on your behalf. That person can be authorised to view information about your bank accounts, payment cards, unpaid bills, electronic documents or securities. They can also be authorised to make payments from your account and buy/sell securities on your behalf.

You should only grant access to persons you know well and trust. This is because the person you grant access to will be authorised to view your information and, if granted transfer access, to make payments from your account. It is important that you consider carefully whether to grant access authorisations to others.

You can easily revoke the authorisation at any time. The person you authorised may also cancel their authorisation at any time.

If you are married or registered/cohabiting partners, you can grant your spouse view access by simply checking a box in Landsbankinn’s app. If you want to grant your spouse transfer access, you both need to sign an authorisation form with electronic signatures.

If you want to grant access to others than your spouse, both you and the intended access holder must sign the access authorisation with a valid electronic signature.

To grant access authorisation, go to the relevant page (bank accounts, unpaid invoices, electronic documents, information about payment cards and securities) in the app. On each page, you’ll find a function button (three dots) that leads to a menu where you can start the process.

You can revoke access authorisations in the app.

Go to the bank account or service you want to revoke access to, open the menu under the function button (three dots) and select “Revoke authorisation”.

If you’ve granted view access to a bank account to your spouse, you only have to slide the button next to your spouse’s name to revoke access.

To review all access authorisations you’ve granted and received from others, go to Settings -> Access authorisations in the app. You can also revoke access from that page.

You can grant view access to anyone, as long as that person is financially competent. This being the case, it is important that you consider carefully whether you need and want to grant view access of your finances to others. Granting access to a spouse can be very helpful to maintain a shared overview of household finances, as can having access to your grandparents’ accounts if they need help or conversely, granting access to others if you are living overseas and need help with your finances in Iceland.

Before granting access to anyone, it is important that you familiarise yourself with what such access entails and are aware of what the access holder is authorised to see and do.

Anyone with view access to your account sees the same information as you do, such as the balance and transaction, but cannot carry out any action. You can also authorise others to view unpaid invoices, electronic documents and payment card information. 

Persons with transfer access also hold view access. Persons with trade access to securities can buy and sell securities on your behalf and also receive view access.

Yes, persons with transfer access can be issued with a debit card linked to the account. To apply for a debit card, the account holder needs to contact us by calling +354 410 4000 or by emailing landsbankinn@landsbankinn.is.

You can revoke access authorisations in the app.

Go to the bank account or service you want to revoke access to, open the menu under the function button (three dots) and select “Revoke authorisation”.

If you’ve granted view access to a bank account to your spouse, you only have to slide the button next to your spouse’s name to revoke access.

To review all access authorisations you’ve granted and received from others, go to Settings -> Access authorisations in the app. You can also revoke access from that page.

To grant other access authorisations than are available in self service, please contact us. We’re happy to help. 

The authorisation needs to clearly set out the mandate of the authorisation holder. Whoever you grant access to must approve the General Terms and Conditions of Landsbankinn and confirm that they have read the Bank’s Privacy Policy before the authorisation can enter into effect.

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