Credit cards

Kreditkort

Let’s find the right card for you

To find the right card for your needs, it pays to com­pare be­ne­fit schemes, travel in­sur­ance and an­nu­al fees. It only takes a mo­ment to ap­ply for a credit card in the app.

Here’s how to apply for a card

It's easy to apply for a card in the app whenever you want. You can download Landsbankinn’s app in the App Store or Google Play Store. You can always switch to a different credit card by calling +354 410 4000.

General credit card

Suitable for those who want to collect Aukakrónur, prefer an inexpensive credit card and rarely travel abroad, thereby requiring only basic travel insurance.

Travel insurance

Collecting Aukakrónur

2 Aukakrónur for every ISK 1,000

Annual fee

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Gold card

Suitable for those who want to travel and to collect Aukakrónur or Icelandair Saga Points from domestic turnover. The card includes extensive Gold travel insurance.

Travel insurance

Collecting benefits

3 per ISK 1,000

Annual fee

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Platinum card

Suitable for those who travel extensively, want a high withdrawal limit, and want to collect Aukakrónur or Icelandair Saga Points from domestic turnover. Priority Pass gives you access to a wide range of premium lounges.

Travel insurance

Collecting benefits

5 for every ISK 1,000

Annual fee

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Premium card

Suitable for people with a good credit rating who want a high withdrawal limit, access to Saga Lounge when flying Icelandair; who collect Icelandair Saga Points and want Priority Pass access to premium airport lounges.

Travel insurance

Collecting Saga points

12 points for every ISK 1,000

Access to Saga Lounge and priority check-in

Minimum limit

ISK 1,500,000

Annual fee

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Your card is always available in the app

All card details are available in the app. There you can monitor the status of your card and incoming payments, freeze your card and copy your card details, e.g. when shopping online. You can also change your card’s withdrawal limit in the app and split credit card bills.

Greitt með Aukakrónum

You can buy practically anything with Aukakrónur

Aukakrónur is Landsbankinn’s benefit system. You earn Aukakrónur from all domestic turnover, and shopping with our partners also gives a discount in the form of Aukakrónur.

Stúlkur með síma

You can split your credit card bill

If you’re facing unusual expenses or need to lighten your payment load temporarily, you can smooth your credit card bill over up to 36 monthly instalments.

Contactless payments

Contactless payments with the card itself are convenient for amounts of ISK 7,500 or less. Place your card against the POS terminal reader and wait for confirmation.

How do I pay by phone or watch?

It’s easy to pay with your phone or watch. Your card’s withdrawal limits and all other functions are the same as when you pay with the card itself. Benefits such as Aukakrónur and insurance are also the same.

FAQ

Join our group of satisfied customers

Applying for access to online banking and the app, creating an account and getting a debit card is a matter of minutes.

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