A shareholders’ meeting is a specially announced gathering of shareholders to discuss and decide on company affairs. 

International rating agency S&P Global Ratings evaluates Landsbankinn's creditworthiness.

Reports and financial statements for 2023

Risk Report - Additional Pillar III Disclosures Q1

Risk Report - Additional Pillar III Disclosures Q2

Risk Report - Additional Pillar III Disclosures Q3

Risk Report - Additional Pillar III Disclosures 2023 (xls)

Landsbankinn’s Annual & Sustainability Report for 2023 reviews highlights in the Bank’s operation in the past year, developments in services and operation, successful funding, sound risk governance, robust sustainability work and more.

Annual and Sustainability Report 2023 (PDF)

Open the Annual and Sustainability Report 2023

Landsbankinn’s funding rests on three main pillars: Deposits from customers, market funding and equity. The Bank’s credit rating by S&P Global Ratings is A-/A-2 with stable outlook.

Detailed information about profit and loss, and the Bank’s balance sheet is published quarterly in an accessible manner.

Annual and interim financial statements, risk reports and other information about the Bank’s results.

The Bank’s Sustainable Finance Framework provides for its funding of green and social projects. 

Financial statements for 2023

Securities trading

Frontpage

Board of Directors

Investor relations

Save in the app

Interest rates and fees

Cyber security

The Forum

Funds

Financial statements for 2025

Credit rating

Young customers 

Funding

Reports and financials

Summer boost

Investment options

Bank accounts

Veltureikningur

Bonds and bills

Mailing lists

Prepaid cards

Framtíðargrunnur

Náman account

Klassi account

Covered bonds

EMTN issuance

Landsbók

Markmið

Vaxtareikningur 30

Fasteignagrunnur

Foreign currency savings account

Vaxtareikningur sjálfbær

Fastvaxtareikningur

Varðan 60

Vaxtareikningur

New and improved online banking

Confirmations

Senior management

AT1 securities

Online banking

Sustainable financing

Mortgages

AGMs

US taxation

Strong team

Our workplace

english test

Customer due diligence

Response to fraud

Investor Service

Payouts

For ages 9-12

Information for Grindavík customers

Mandatory pension savings

Fund member website

Electronic ID

360° financial review

Subsidiaries

Economic affairs

Image gallery

Financial statements for 2024

Aukakrónur Discount Day 2025

Credit cards

Cards for our youngest customers

Aukakrónur

Instructions for merchants

Organisation

Authentication methods

Corporate banking

Enhance card entries

Refinancing mortgages

Vehicle loans

Inflation-indexed housing mortgage

Security in banking

Non-indexed housing mortgage

Payout

Vaxtareikningur sjálfbær - sustainable

Supplementary pension savings

Electronic surveillance

Community grants

Finances

Application for community grant

Vaxtareikningur 

First purchase

Construction projects and vacation homes

Credit limit

Credit assessment

Private banking

Card security settings

Applying for access to online banking and the app, creating an account and getting a debit card is a matter of minutes.

It’s easy to download Landsbankinn’s app and create access. You’ll also get access to online banking.

Your path to a new home starts here. We finance up to 80% of the purchase price of housing and 85% for first-time buyers.

We finance up to 80% of the purchase price for a term of up to 8 years and offer better terms for the purchase of electric cars.

The credit assessment gives you a clear picture of your payment capacity and the credit available to you. 

Savings are always good to have. Setting saving goals can be part of planning for the future, milestones, repairs or housing purchase.

Whether you need a card for yourself or a family member, we have the solution.

The bank is required to complete customer due diligence on its customers and that allows the Bank to monitor money laundering and terrorist financing. Customers are required by law to provide the Bank with information about the business they conduct through it.

We endeavour to simplify life for our customers and offer them outstanding banking service wherever and whenever they require.

We offer a wide selection of funding avenues depending on the type of operation or investment to be financed.

Choose the path that best suits your business - an inflation-indexed or non-indexed account, fixed term or unrestricted. Test all the options to find the best fit for your business.

To find the right card for your needs, take a look at benefit systems, travel insurance and annual fees.

We offer investment advice, securities and FX brokerage for pension funds, insurance firms, asset management firms, charities, institutions, family firms and high net worth individuals.

Landsbankinn is a market leader in Icelandic financial services. We offer a wide range of services for financial institutions, including but not limited to ISK cash accounts, cash clearing and sub-custody. 

Landsbankinn’s app is a secure and quick way to tend to banking business anytime and anywhere.

Get a clear and simple overview of your finances, easily access more details to go deeper and tend to almost all banking business.

It’s easy and convenient to tend to the company’s transactions in online banking for corporates.

Choose between different methods to log in and confirm payments in online banking and the app.

Taking care of your finances together is easy in the app.

What should I do if I think I’ve been had?

We are dedicated to transparency and good communication, and provide quality, timely information about the Bank to all stakeholders.

Our aim is to simplify life for our customers by offering accessible service and sound advice.

Interested in learning more about Landsbankinn as an employer? Find out more about our HR policy and job openings.

Subscribe to one or more of our mailing lists here to get regular notifications about new Landsbankinn publications.

Landsbankinn places great emphasis on ensuring the privacy of its customers and exercising responsible banking in the modern digital economy. 

The General Terms and Conditions of Landsbankinn apply to transactions between Landsbankinn hf. and a customer.

Service Centre is open weekdays 9-17.
General business hours are 9-16 weekdays.

+354 410 4000 - Call Centre open weekdays 9-16

Landsbankinn hf.
Reykjastræti 6, 101 Reykjavík
Reg. No. 471008-0280
Swift/BIC: NBIIISRE
Tel: +354 410 4000
landsbankinn@landsbankinn.is
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Financial statements for 2023

Financial statements for 2023

Annual and Sustainability Report 2023

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