Loans and limits

Let’s find the right loan for you

Whet­h­er you’re look­ing for a long or short-term loan, for a lower or high­er amount, this is the place to find the type of fin­an­cing that suits your needs.

Fjölskylda
Mortgages

Your path to a new home starts here. We finance up to 80% of the purchase price of housing. Lower debt service or the option to speed up asset formation.

Bílalán
Vehicle loans

We fund up to 80% of purchase price for up to 7 years and offer better terms on electric cars.

Screenshot from Landsbankinn's app
Aukalán loan

Need to shoulder unexpected expenses? Aukalán loans are a good choice in many cases. You can get the loan anytime and anywhere, and receive the funds immediately.

Overdraft

An overdraft is a flexible loan issued to a debit card account in the form of an authorisation. This type of loan is suitable for meeting temporary or unexpected expenses.

Credit assessment

A credit assessment provides a clear picture of your payment capacity and the loan amount you can service.

Credit limit

Your credit limit is the total amount of loan facilities available to you using self-service channels. You can divide the limit between overdrafts, credit cards and Aukalán loans as it suits you.

We help when it matters

We do our utmost to accommodate you if you experience payment difficulties because of job loss, sickness or other reasons.

Join our group of satisfied customers

Applying for access to online banking and the app, creating an account and getting a debit card is a matter of minutes.

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