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Loans and limits

Fjölskylda úti í náttúru

Let’s find the right loan for you

Wheth­er you’re look­ing for a long or short-term loan, for a lower or high­er amount, this is the place to find the type of fin­an­cing that suits your needs.

Fjölskylda
Mortgages

Your path to a new home starts here. We finance up to 80% of the purchase price of housing and 85% for first-time buyers.

Fjölskylda
Vehicle loans

We finance up to 80% of the purchase price for a term of up to 8 years and offer better terms for the purchase of electric cars.

Screenshot from Landsbankinn's app
Aukalán loan

Do you need to cover unexpected expenses? Aukalán loans are suitable for a wide range of situations. You can take out the loan anywhere and anytime, and get the money right away.

Overdraft

An overdraft is a line of credit that you can use at your convenience. This loan is well suited to meet temporary or unexpected expenses. You only pay interest on the overdraft that you actually use.

Credit assessment

The credit assessment gives you a clear picture of your payment capacity and the credit available to you. 

Credit limit

Your credit limit allows you to take out a short-term loan or set authorisations at your convenience. You can divide it between overdraft, credit cards and Aukalán loans as you see fit.

We help when it matters

We do our utmost to accommodate you if you experience payment difficulties because of job loss, sickness or other reasons.

Join our group of satisfied customers

Applying for access to online banking and the app, creating an account and getting a debit card is a matter of minutes.