Deal with un­ex­pec­ted ex­penses

You can see your credit lim­it im­me­di­ately and change or ex­tend your over­draft in the app or on­line bank­ing ser­vice.

How does the overdraft authorisation work?

An overdraft is a line of credit that you can use at your convenience. This loan is well suited to meet temporary or unexpected expenses. You only pay interest on the overdraft that you actually use.

How do I pay off my overdraft?

You can always pay off your overdraft by making deposits in your account, which will allow you to lower your credit limit in the online banking service or the app.

You can also reduce your overdraft on more advantageous terms by taking out an Aukalán loan and using it to make monthly payments on your overdraft for up to 5 years. That way, you'll enjoy more favourable interest terms while systematically reducing your short-term liabilities.

What is a credit limit?

Your credit limit indicates the credit amount available to you.

Your credit limit allows you to take out a loan or set authorisations whenever you want. You can divide your credit limit between Aukalán loans, your overdraft authorisation and the card authorisation, as suits you best.

Your credit limit is automatically calculated periodically based on your financial and business history.


Join our group of satisfied customers

Applying for access to online banking and the app, creating an account and getting a debit card is a matter of minutes.


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