An investment fund with active asset management designed for the customers of Landsbankinn Private Banking.

Landsbréf - Eignadreifing varfærin hs.

Landsbréf - Eignadreifing virði

Landsbréf - Eignadreifing vöxtur

Landsbréf - Eignadreifing langtíma

Landsbréf - Eignadreifing sjálfbær hs.

Landsbréf - Eignadreifing erlend

Landsbréf - Úrvalsbréf

Landsbréf - Öndvegisbréf

Hekla hs.

Landsbréf - Global Equity Fund

Landsbréf - Global Portfolio

Landsbréf - Nordic 40

Landsbréf - Veltubréf

Landsbréf - Veltubréf plús

Landsbréf - Sparibréf stutt

Landsbréf - Sparibréf meðallöng

Landsbréf - Sparibréf óverðtryggð

Landsbréf - Sparibréf verðtryggð

Landsbréf - Sparibréf plús

Landsbréf - Markaðsbréf

Landsbréf - Markaðsbréf sértryggð

Landsbréf - Fyrirtækjaskuldabréf

Landsbréf - LEQ UCITS ETF

Global CORE Equity Portfolio

US CORE Equity Portfolio

Europe CORE Equity Portfolio

Emerging Markets Equity Portfolio

India Equity Portfolio

Global Future Generations Equity Portfolio

Landsbréf - Einkabréf B

Landsbréf - Einkabréf C

Einkabréf D

Landsbréf - Einkabréf A

Landsbréf - Einkabréf E hs.

Veltubréf is suitable for investing savings over shorter or longer periods. The fund invests mainly in deposits with financial undertakings, using the advantage of size to obtain better deposit terms. The fund also invests in securities issued by the government, municipalities and financial undertakings. The suggested investment period is one month or longer.

Veltubréf plús is suitable for investing savings over shorter or longer periods. The fund invests in deposits with financial undertakings, using the advantage of size to obtain better deposit terms. The fund also invests in securities issued by the government, municipalities, financial undertakings and other issuers.  The suggested investment period is one month or longer.

Sparibréf stutt is suitable for investing savings over shorter periods or one year or longer. The fund invests primarily in short government bonds and in deposits with financial undertakings.

Sparibréf meðallöng is suitable for medium-term investment, 2 years or longer. The fund invests mainly in inflation-indexed and non-indexed government bonds, but also in deposits with financial undertakings. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Sparibréf óverðtryggð is suitable for medium-term investment, 2 years or longer. The fund invests mainly in non-indexed government-backed bonds, but also in deposits with financial undertakings. The fund is a solid choice, as part of a well diversified asset portfolio as diversification across multiple asset classes is an important part of investing.

Sparibréf verðtryggð is suitable for medium-term investment, 2 years or longer. The fund invests mainly in inflation-indexed government bonds, but also in deposits with financial undertakings. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Sparibréf plús is suitable for medium-term investment, 2 years or longer. The fund invests in inflation-indexed and non-indexed government bonds, and in deposits with financial undertakings. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Markaðsbréf is suitable for medium-term investment, 2 years or longer. The fund is a mixed bond fund investing in government bonds, municipal bonds, and bonds issued by financial undertakings and companies. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Markaðsbréf sértryggð is suitable for medium-term investment, 2 years or longer. The fund invests mainly in covered bonds, but also in government bonds and deposits with financial undertakings. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Fyrirtækjaskuldabréf is suitable for medium-term investment, 2 years or longer. The fund invests mainly in listed and unlisted bonds issued by Icelandic companies, financial undertakings, municipalities and the state. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Eignadreifing virði is suitable for investment in a well diversified portfolio over a medium term, 3 years or longer. The fund invests in domestic and foreign equity funds and bond funds, domestic and foreign equities and bonds, as well as deposits with financial undertakings. The fund is authorised to invest a maximum of 40% of its assets in equities and equity funds.

Eignadreifing vöxtur is suitable for investment in a well diversified portfolio over a medium term, 3 years or longer. The fund invests in domestic and foreign equity funds and bond funds, domestic and foreign equities and bonds, as well as deposits with financial undertakings. The fund is authorised to invest a total maximum of 50% of its assets in equities and equity funds other than government-backed, and a maximum of 30% in bonds.

Eignadreifing langtíma is suitable for investment in a well diversified portfolio over a medium term, 3 years or longer. The fund invests in domestic and foreign equity funds and bond funds, domestic and foreign equities and bonds, as well as deposits with financial undertakings. The fund is authorised to invest a total maximum of 60% of its assets in equities and equity funds and a maximum of 60% in international funds and bonds.

Eignadreifing varfærin is a feeder fund of the master fund Landsbréf - Einkabréf B hs. which is an investment fund with active asset management.  Feeder funds invest a minimum of 85% of their assets in the master fund. The master fund, Einkabréf B, invests in domestic and international financial instruments. Investments may include individual securities, equities, bonds, money market instruments and deposits, or unit shares in funds that mainly invest in the aforementioned asset classes. Maximum investment in equities and equity funds is 20% of the master fund’s assets and total investment in non-domestic assets shall not exceed 50% of its assets, including a 30% maximum in bonds and 20% maximum in equities. Eignadreifing varfærin is suitable for achieving returns from a diversified portfolio over a medium term, 3 years or longer.

Eignadreifing erlend is suitable for investment in a well diversified portfolio over a long term, 4 years or longer. The fund invests mainly in foreign equity and bond funds and is authorised to invest in foreign equities and bonds, as well as FX deposits. 

Úrvalsbréf is suitable for long-term investment, 4 years or longer. The fund invests mainly in listed Icelandic equities but also in unlisted Icelandic equities and other equity funds, in addition to deposits with financial undertakings. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Öndvegisbréf is suitable for long-term investment, 4 years or longer. The fund invests in listed and unlisted Icelandic equities but also in other equity funds and deposits with financial undertakings. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

The Global Equity Fund is suitable for long-term investment, 4 years or longer. The fund is a fund of funds, investing primarily in foreign equity funds but also individual foreign equities. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

The Global Portfolio is suitable for long-term investment, 4 years or longer. The fund invests in foreign equity funds and in FX deposits with financial undertakings. As the base currency of the fund is USD, investors must hold a USD-denominated account before buying in the fund. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Nordic 40 is suitable for long-term investment, 4 years or longer. This is an index fund, investing only in the Nordic equities that form the Nordic equity index OMXN40. As the base currency of the fund is EUR, investors must hold a EUR-denominated account before buying in the fund. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

LEQ UCITS ETF is suitable for long-term investment, 4 years or longer. The fund is an index fund and exchange-traded fund (ETF) investing solely in the equities that form the Icelandic equity index OMXI15CAP. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Eignadreifing sjálfbær is an investment fund suitable for investment in a well diversified portfolio over a medium term, 3 years or longer. The fund's objective is to achieve a good rate of return and risk diversification, guided by sustainability. The fund invests in domestic and international funds, equities and bonds, money market instruments and deposits. The fund is authorised to invest a maximum of 70% of its assets in equities and equity funds.

Fyrirtækjaskuldabréf is suitable for medium-term investment, 3 years or longer. The fund invests mainly in listed and unlisted bonds issued by Icelandic companies, financial undertakings, municipalities and the state. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Goldman Sachs Global CORE Equity Portfolio is a global equity fund. The Fund seeks to provide capital growth over the longer term. The Fund seeks to achieve its objective by holding shares or similar instruments relating to companies anywhere in the world. The Fund utilises the CORE strategy, a multi-factor proprietary model developed by Goldman Sachs which aims to forecast returns on securities.

Goldman Sachs US CORE Equity Portfolio is an equity fund that invests primarily in US companies. The Fund seeks to provide capital growth over the longer term. The Fund seeks to achieve its objective by holding shares or similar instruments relating to US companies. Such companies are either based in or earn most of their profits or revenues from the US. The Fund may also invest in companies which are based anywhere in the world.

Goldman Sachs Europe CORE Equity Portfolio is an equity fund that invests primarily in European companies. The Fund seeks to provide capital growth over the longer term. The Fund seeks to achieve its objective by holding shares or similar instruments relating to European companies. Such companies are either based in or earn most of their profits or revenues from Europe. The Fund may also invest in companies which are based anywhere in the world. The Fund utilises the CORE strategy, a multi-factor proprietary model developed by Goldman Sachs which aims to forecast returns on securities.

Goldman Sachs Emerging Markets Equity Portfolio is an equity fund that invests primarily in companies in emerging markets. The Fund seeks to provide capital growth over the longer term.The Fund seeks to achieve its objective by holding shares or similar instruments relating to emerging market companies. Such companies are either based in or earn most of their profits or revenues from emerging markets. The Fund may also invest in companies which are based anywhere in the world.

Goldman Sachs India Equity Portfolio is an equity fund that invests primarily in Indian companies. The Fund seeks to provide capital growth over the longer term.The Fund seeks to achieve its objective by holding shares or similar instruments relating to Indian companies. Such companies are either based in or earn most of their profits or revenues from India. The Fund may also invest in companies which are based anywhere in the world.

Goldman Sachs Global Future Generations Equity Portfolio is a global equity fund. The Fund seeks to provide capital growth over the longer term. The Fund seeks to achieve its objective by holding shares or similar instruments relating to companies anywhere in the world, which in the view of the Investment Adviser are beneficiaries from the consumption patterns of younger generations.

Information on this page is marketing material. The information is general and should not form the sole basis for investment decisions. Investors are encouraged to familiarise themselves with the key information sheet and prospectus of funds prior to investing. The key information sheet, prospectus and further information about the fund is available in English on the following website. <a href="https://am.gs.com/en-int/institutions/creating-impact/policies-and-governance" target="_blank" rel="noopener noreferrer">A summary of investors’ rights is available here, in English</a>.

Investment in funds always involves risk. The price of units may both rise and fall, and investors may get back less than the amount originally invested. Past returns are not necessarily an indication of future returns. Detailed information about risk and cost is presented in the key information sheet and prospectus.

The fund is a UCITS fund, a sub-fund of Goldman Sachs Funds SICAV in Luxembourg, and is managed by Goldman Sachs Asset Management B.V.

Goldman Sachs Asset Management B.V. may decide to discontinue the marketing of these funds in Iceland. By investing, the investor acquires units in the fund. Information about the past returns of the fund is based on information from Bloomberg. If results are based on foreign currencies, returns may increase or decrease as a result of currency fluctuations.

The fund is an investment fund (non-UCITS) - investment funds are less restricted in their investment policies than UCITS.

Investment in funds always involves risk as the price of units can both increase and decrease due to changes in the value of underlying assets and exchange rate fluctuations where fund assets are in foreign currencies. Past returns are not necessarily an indication of future returns. Before investing in a fund, we encourage you to familiarise yourself with the principal information and risks of each fund prospectus by perusing the key investor information, fact sheets and prospectuses available for each fund. The redemption value of the fund’s units is the market value of its total assets less any debts of the fund, such as unpaid administrative and management costs, and other costs.

The fund is managed by Landsbréf hf., a management company licensed to operate in Iceland and supervised by the Financial Supervisory Authority of the Central Bank of Iceland. Landsbankinn hf. serves as custodian bank for the fund. Information about taxation is available in the document Taxation.

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Applying for access to online banking and the app, creating an account and getting a debit card is a matter of minutes.

It’s easy to download Landsbankinn’s app and create access. You’ll also get access to online banking.

We are happy to help review the available financing methods. You can request a phone consultation or make an appointment to come see us at any branch at a time that suits you.

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Service Centre is open weekdays 9-17.
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+354 410 4000 - Call Centre open weekdays 9-16

Landsbankinn hf.
Reykjastræti 6, 101 Reykjavík
Reg. No. 471008-0280
Swift/BIC: NBIIISRE
Tel: +354 410 4000
landsbankinn@landsbankinn.is
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Asset composition	01/11/2026
Other bonds	27.87%
Domestic equity	27.75%
Foreign Equity	18.94%
Unit shares in professional investment fund	12.51%
Goverment Backed Bonds	8.02%
Covered bonds	2.55%
Deposit and money market instruments	1.95%
Cash	0.41%

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Landsbréf - Einkabréf D

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