Before applying for a housing mortgage, the first step is to complete a credit assessment to gain an understanding of the situation and options. Completing the formal credit assessment takes a couple of minutes but you can also get an estimate of your payment capacity by using the calculator. The next step is to make an appointment at a local branch. We’ll be happy to help you with your loan.
Construction projects and vacation homes
Real estate, vacation home and recreation loans
We extend credit to purchase real estate, vacation homes, stables, building and recreation lots. Interest rates can be either inflation-indexed or non-indexed and the terms depend on the loan-to-value ratio.
Planning to build?
With construction loans, we bridge the gap the interim “weather-tight” stage and until you’re eligible to get a traditional mortgage. The loan amount increases over the construction period as the line of credit is used to cover cost.