Personal banking

All your fin­ances in one place

Ap­ply­ing for ac­cess to on­line bank­ing and the app, cre­at­ing an ac­count and get­ting a deb­it card is a mat­ter of minutes.

Join our group of satisfied customers

We endeavour to simplify life for our customers and offer them outstanding banking service wherever and whenever they require. Our customers are the most satisfied on the banking market, according to the Icelandic Performance Satisfaction Index - a welcome confirmation of the success of our strategy.

We are always there for you

You can tend to banking business in the app and online banking anytime, anywhere. Should you need advice, we’ll make time for you, either over the phone or at one of our branches. We are there to help when you need advice or assistance.


Aukakrónur are Landsbankinn's benefit system. You accrue Aukakrónur when you use a credit card linked to the system.

The app

Landsbankinn’s app allows you to bank anytime and anywhere. You get a clear and simple overview of your finances and can tend to almost all banking business.

360° financial review

In our 360° financial review, we go over your financial position and help you find ways to achieve your goals.

Don’t have electronic ID?

You can activate electronic ID in any local branch. Remember to bring valid personal identification when you visit a branch.

Guardians can sign for customers under 18 years of age on and do not need to accompany you to the branch.

Young customers

We plan for the future and encourage customers to grow their savings. Young customers are offered special terms and age-appropriate benefits, advice and useful perks.

Key information about pension savings

In Iceland, all wage earners aged 16 to 70 are obligated to pay a percentage of their wages toward mandatory pension savings.

Points to consider before withdrawing private pension savings

The authorities have granted temporary dispensation to withdraw private pension savings (also referred to as supplementary pension savings) as a measure to assist individuals who suffer loss of income due to the Covid-19 pandemic.

Use banking services for mobiles and the Internet

In most cases, there is no need to visit a bank branch to utilise banking services as most main transactions and various services can be accessed using mobile phones or a computer. This is a summary of services that do not require bank visits or human contact.

Moving to Iceland and need a bank account?

Creating a bank account is not complicated, even if you’re new to Iceland. To become a customer of an Icelandic bank, you first need an Icelandic identification number - kennitala. If you do not have an Id.No., your first step is to apply for one with Registers Iceland. The website of Registers Iceland,, has all information about how to apply.

Join our group of satisfied customers

Applying for access to online banking and the app, creating an account and getting a debit card is a matter of minutes.


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